Eyes 2 Jesus

Planner University - Budget

If your husband takes care of the budgeting and bills for the household, then you may want to make this section into something else that you'd like to have in your planner. Meanwhile, if you keep the budget, then this section is for you.

Label your third divider "budget," if you haven't done so already.

Your Budget Guide

The Budget Guide should be the first page in your budgeting section. This is the page you will reference every time you go over the bills and budget, which I suggest be done on the same day you work on your menu plan and grocery list. This is the page that will remind you what needs to be paid, when. It is your basic expenses and bills list.

1) Determine how many paychecks your husband brings in a month, and when he receives them.

2) Observe when each of your bills/expenses are due.

3) Assign what bills/expenses are to which check they should be paid, on.

4) When possible, also set aside money for savings and offerings.

NOTE: Tithing is not a New Testament command. It was done under the Old Covenant, and was always ten percent given from the increase of crops or cattle, etc. It was never ten percent of your pay check. These crops and animals and such were what kept the Levitical priests fed and taken care of, since they were commanded to work in the temple, and not necessarily be making any money.

Offerings were also made, and those could be of money. One such example of an offering is in the New Testament, where we read of the widow's mite. She didn't give ten percent of her money, she gave all she had. Offerings have no set amount to give. The New Testament simply says to give cheerfully, what's in your heart to give. That could be everything, that could be ten percent of your pay check, that could be a few bucks. It likely varies each time. Give as you are led, and do so joyfully.

Any church asking for tithes is not following the New Covenant. New Testament tithing is a false doctrine. The New Testament teaches that WE are the temple of God. Therefore, there is nothing to tithe to, any more. Offerings can be given to good churches, but make sure you know where your money is going, and I'd suggest your offerings go to a non incorporated church.

5) Write a list of which expenses/bills you are going to pay on which pay check, and keep this page as the Budget Guide page in your budget section.

Your budgeting pages

The rest of the budget section is just filler paper, for you to budget on.

1) On the top of the first filler page paper, write down the date of the paycheck.

2) Look at your Budget Guide, and see which expenses/bills are assigned to that paycheck, and list them on your paper. Also write down how much each bill/expense is. If you don't know - guess, until you get the actual number.

3) Look at your calendar, or where you currently write down future plans. Is there anything coming up, in which you will need to set aside money from that particular pay check? If so, write that down as an additional expense on your sheet of paper.

4) Take the total amount (or guessed total amount, until you get the real number) of your husband's check, and subtract all the expenses/bills you just wrote down. The money left is what you have left after current expenses and bills.

5) If needed, write down the date for the next check on the top of the next page, and write out the expenses for that, as well. Do this for as many checks ahead as you need to. Sometimes I only need to do one check and other times I'm three checks ahead.

6) As each expense/bill is paid, and/or clears the bank, scratch it off of your budget page. Every once in a while, recalculate how much money you have left, by subtracting expenses still not cleared from your bank's current total, etc.

Keep a good stack of filler paper in your budgeting section, so that you won't have to constantly feel like you are having to add more paper.

Build Your Foundation on the Rock of Salvation

The terms "Christian" and "personal relationship with Jesus Christ" have been thrown around so much, that for many people, they have lost their original savor. What is a personal relationship with Jesus Christ? Is it going to church? Is it being a "good person?" Is it via doing certain rituals, or following certain traditions? No, it is so much simpler than that.

"Look! I’m standing at the door and knocking. If any hear my voice and open the door, I will come in to be with them, and will have dinner with them, and they will have dinner with me." -Revelation 3:20 CEB

Let Jesus into your heart and life. Put your faith and trust in Him, and in Him alone.

Why did Jesus Christ come to this earth? He came to pay for our sins. Have you ever broken any of the Ten Commandments? Did you know that Jesus taught in the Sermon on the Mount that just looking at someone with lust in your heart is the same thing as committing adultery in your heart?

Many people will say I'm a good person. Sure, I've stolen a few paper clips in my time, and I've told some lies, but I've never killed anyone, so I'm good enough for heaven. Don't be so sure. Have you ever felt hatred toward someone? If so, then you are guilty of committing murder in your heart:

"Everyone who hates a brother or sister is a murderer, and you know that murderers don’t have eternal life residing in them." -1 John 3:15 CEB

If you have stolen, lied, lusted after someone, hated someone, loved someone or something more than God, etc., then you have broken at least 5 of the Ten Commandments. Do you really think you'd make it to heaven? Not according to God's Word:

"Don’t you know that people who are unjust won’t inherit God’s kingdom? Don’t be deceived. Those who are sexually immoral, those who worship false gods, adulterers, both participants in same-sex intercourse, thieves, the greedy, drunks, abusive people, and swindlers won’t inherit God’s kingdom." -1 Corinthians 6:9-10 CEB

"That is what some of you used to be! But you were washed clean, you were made holy to God, and you were made right with God in the name of the Lord Jesus Christ and in the Spirit of our God." -1 Corinthians 6:11 CEB

Even Mary, the woman chosen by God to be a vessel that would carry Jesus in her womb, was a sinner, and in need of a Savior:

"In the depths of who I am I rejoice in God my savior." - Mary said this in Luke 1:47 (CEB). Only sinners need a Savior, and Mary also accepted Jesus Christ as her Savior.

"This is the message that we have heard from him and announce to you: “God is light and there is no darkness in him at all.” If we claim, “We have fellowship with him,” and live in the darkness, we are lying and do not act truthfully. But if we live in the light in the same way as he is in the light, we have fellowship with each other, and the blood of Jesus, his Son, cleanses us from every sin. If we claim, “We don’t have any sin,” we deceive ourselves and the truth is not in us." -1 John 1:5-8 CEB

The blood of Jesus Christ is what cleanses us from all sins. Jesus came to this earth to die to pay for our sins. You see, Leviticus tells us that 'the life is in the blood,' and that it takes spilt blood to atone for sin.

When we choose to truly believe in Jesus Christ as our Lord and Savior, and to live our lives for Christ, then Christ's spilt blood cleanses us from our sins:

"Come now, and let’s settle this, says the Lord. Though your sins are like scarlet, they will be white as snow. If they are red as crimson, they will become like wool." -Isaiah 1:18 CEB

"God so loved the world that he gave his only Son, so that everyone who believes in him won’t perish but will have eternal life. God didn’t send his Son into the world to judge the world, but that the world might be saved through him. Whoever believes in him isn’t judged; whoever doesn’t believe in him is already judged, because they don’t believe in the name of God’s only Son." - Jesus said this, in John 3:16-18 (CEB)

"Because if you confess with your mouth “Jesus is Lord” and in your heart you have faith that God raised him from the dead, you will be saved. Trusting with the heart leads to righteousness, and confessing with the mouth leads to salvation. The scripture says, All who have faith in him won’t be put to shame." -Romans 10:9-11 CEB

"There is one God and one mediator between God and humanity, the human Christ Jesus" -1 Timothy 2:5 CEB

"Also, let’s hold on to the confession since we have a great high priest who passed through the heavens, who is Jesus, God’s Son; because we don’t have a high priest who can’t sympathize with our weaknesses but instead one who was tempted in every way that we are, except without sin." -Hebrews 4:14-15 CEB

"Jesus replied, “Why do you break the command of God by keeping the rules handed down to you?" -Matthew 15:3 CEB

"Without question, the mystery of godliness is great: he was revealed as a human, declared righteous by the Spirit, seen by angels, preached throughout the nations, believed in around the world, and taken up in glory." -1 Timothy 3:16 CEB

If Jesus isn't the Lord of your life, then I hope that you will let Him into your heart and life this very moment.

"But God shows his love for us, because while we were still sinners Christ died for us." -Romans 5:8 CEB

Jesus is the way. If you would like to receive Jesus into your heart and life, then let Him know. Pray to the Lord, telling Him that you accept Jesus Christ as your Lord and Savior, and that you believe that Jesus died on the cross to pay the death penalty for your sins. Tell this to God in your own words, from your heart.

"The wages that sin pays are death, but God’s gift is eternal life in Christ Jesus our Lord." -Romans 6:23 CEB

"You too heard the word of truth in Christ, which is the good news of your salvation. You were sealed with the promised Holy Spirit because you believed in Christ." -Ephesians 1:13 CEB

When you believe on Jesus Christ, you receive the Holy Spirit. You are sealed as a child of God.

If you have accepted Jesus Christ into your heart and life as your Lord and Savior, and you believe that Jesus died on the cross in your place, to pay the death penalty for your sins, and that Christ rose from the dead three days later, and you are ready to let Him lead your life, and you will live for Him, then you are saved, and born again.

You are now a saved Child of God, with the Holy Spirit living within you. Dedicate your life to the Lord, and live for Him. Please get a Bible (I suggest the Common English Bible - CEB) and turn to the Gospel of John. That is the fourth book in the New Testament. If you don't have a Bible, then you can read it for free, online - here.

After you've read the Gospel of John, go on to read Acts, and then Romans. These three books will bring you through the Gospel, the early church, and basic Christian doctrine. After you've read these three, then turn to the beginning of the New Testament, and read it all the way through. After that, read both the Old and New Testaments.

You should also follow the Lord and get baptized in water. A Believer's Baptism doesn't save you. Only faith in Christ saves you. A Believer's Baptism is an outward showing of your salvation. It symbolizes you being born again. When you are lowered under the water, it shows you dying to your old self, and when you are raised up out of the water, it symbolizes you being born again, as a new creature in Christ. This is called a Believer's Baptism, because, according to the Bible, a person is supposed to get baptized after they have believed on Christ. Anyone who was "baptized" before having faith in Christ just got wet - nothing more. You don't need to find a church to get baptized in. Any born again Christian can baptize you in any acceptable body of water - even a public swimming pool.

Find a good, local church congregation to attend. Search in your area for a Nazarene church, Foursquare church, or non-denominational Full-Gospel church.

Immerse yourself in the Bible. The Bible is God's love letter to you. It is also your Basic Instructions Before Leaving Earth.